You’re probably wondering what does, “use it before you lose it” mean. Did you know that at the end of the year any dental benefits you have not used are wiped away before your insurance benefits for the new year kicks in? This means you may be throwing away hundreds of dollars every year! By using all or as much of your dental benefits before the new year, you can be saving you and your family plenty of money. You never know if you will need all or just a portion of your benefits due to unforeseen procedures.
There are some dental insurances that run on a fiscal year, but most dental insurances run on a calendar year. Which means that on January 1st any dental benefits you had on December 31st gets reset, very few plans roll over those benefits.
If you have a calendar year plan, you should call our office, and we can work with you and your dental insurance to maximize your benefits.
We know you have a lot going on in your daily life, so we are here to help a dental appointment smoothly with your schedule!
Just give us a call & one of our team members will see how best we can help to maximize your dental benefits before they expire.
Here is a list of benefits that help you determine what can use your dental insurance towards.
Every dental insurance allows 2 cleanings anytime in the year (there may even be some that allow more). So, if you haven’t yet taken advantage of your 2 cleanings/ Periodontal Maintenances, they will be lost come January 1st.
Taking care of needed dental treatment helps you use your benefits. We’ve all heard that quote from Benjamin Franklin: “An ounce of prevention is worth a pound of cure.” And postponing that dental treatment can run the risk of more extensive & costly treatment in the future. Taking care of any dental issues now can help prevent problems from getting worse, which will save you more money in the long run. What may be a simple cavity that only needs a filling, can turn into a crown or even the premature loss of the tooth.
Your yearly deductible also resets in January. Chances are, you have already met that deductible this year, and if you still have benefits remaining it would be a good idea to use those benefits, without having to pay that deductible again the following year.
We understand that navigating the tricky waters of dental insurance can be difficult and at times confusing. We are here for you! Our awesome dental insurance specialists here at Everlasting Smiles will help you, get all you and your family deserve from your dental insurance to make it worth your while.
Get an appointment today and let us help you use up those dental benefits. Don’t wait until December to reserve your appointment. Remember what a wise dentist said a long time ago: “You don’t need to brush all your teeth – Just the ones you want to keep” 🙂